Self-employed Australian tradesperson next to financed excavator on site
Asset Finance Brokerage · Australia

Finance built to scale your business.

We help self-employed Australians fund the equipment, vehicles and capital that grow their business — without the bank-branch runaround.

40+
Lender panel
24h
Indicative approval
$2M
Single-deal capacity
100%
Broker-led
Built forABN HoldersSole TradersTradiesOwner-OperatorsPTY LTDFamily Business

What we finance

Funding for the assets that move your business forward.

From a single ute to a full equipment fit-out, we structure finance around the cashflow of self-employed operators.

Equipment & Machinery

Plant, machinery, tools and industrial equipment — funded so you can take on bigger jobs without tying up cash.

Discuss this finance

Commercial Vehicle & Truck

Trucks, trailers and fleet finance with rates structured around your operating cycle.

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Motor Vehicle Finance

Business and personal vehicle finance — chattel mortgage, novated lease or consumer loan.

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Business Loans & Working Capital

Unsecured loans and cashflow finance to bridge gaps, fund growth or smooth seasonal demand.

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Aerial view of commercial truck fleet financed by Scale Finance

$1.4M fleet finance

Eight-truck refrigerated fleet, settled in 6 business days for a Sydney-based logistics owner-operator.

Why Scale

A broker on your side — not a call-centre script.

Scale Finance was built for the operators we grew up around: tradies, truckies, contractors and family business owners. We do the lender legwork so you stay on the tools.

Self-employed specialists

We speak the language of ABN holders and sole traders — and we structure deals lenders actually approve.

Built for growth

Finance structured to match your revenue cycle, not a one-size template.

Fast turnarounds

Indicative approvals in 24 hours. Settlement in days, not weeks.

40+ lender panel

We shop your deal across major banks, second-tier and private lenders to find the right fit.

How it works

Four steps from enquiry to keys in hand.

  1. 01

    Quick chat

    Tell us about the asset, your ABN and what you're trying to achieve.

  2. 02

    We shop the market

    We match your deal to the right lender from our 40+ panel.

  3. 03

    Approval in 24h

    Indicative terms back fast — no surprises, no obligation.

  4. 04

    Settle and scale

    Documents signed digitally. Asset on the road or on site.

No application fees
No impact on credit score for indicative quotes
Tax-effective structures (chattel mortgage, lease, CHP)

Let's structure your next finance deal.

Send us the basics and we'll come back with indicative terms within one business day. No obligation, no credit hit.

Request a quote

We'll respond within one business day.